Project Description

Financial Planning

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Financial Planning

plan for your financial future

Many people are aware that they need professional financial advice but are unsure of where to start.

The quest isn’t simply to find a planner but more importantly, to find a planner you feel you can trust.

A Bridges financial planner will provide you with the best advice that meets your needs and will continue to offer advice and service, long after the initial investment has been made.

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Dnister is proud to offer you the services of Bridges.

Bridges is a leading and highly respected wealth management business which can provide you with advice on wealth creation, pre and post retirement planning, risk insurance, estate planning, margin lending, stockbroking services and much more.

With over 60 offices and more than 160 planners, Bridges is one of Australia’s largest financial planning and stockbroking groups, providing financial planning services to credit union and building society members since 1985.

The aim of financial planning is more than just managing your savings and investments. It’s about helping you to plan for a future lifestyle that is as good as it can possibly be. You work hard so why not make sure your money is working as hard as you are.

Whether you are in your carefree 20s, consolidating 30s, comfortable 40s or cruising 50s, the advice of a professional financial planner can be critical in helping you achieve your financial goals by developing a strategy that will work for you.

Financial advice can make a big difference at every stage of life.

A financial planner can help you with different investment strategies for different circumstances, such as:

  • Managing your investments tax-effectively
  • Saving for a home
  • Planning for the costs of marriage and the benefits of combined income and savings
  • Making your income go further by investing wisely
  • Structuring your assets effectively if you are self-employed
  • Planning for a family and the loss of a regular salary whilst on maternity leave
  • Helping you make the most of your superannuation opportunities
  • Planning your finances following a redundancy or when changing jobs
  • Making the most of a maturing term deposit or a financial windfall, such as an inheritance
  • Maximising your eligibility for Centrelink benefits
  • Planning the retirement lifestyle you want
  • Consider having part of your salary regularly deducted from your savings account and transferred to investments with a higher rate of return
  • Invest for the medium to longer term which will help smooth out the short term volatility of some investments
  • Growth investments such as property and shares, although higher risk, generally offer a higher return over the longer term than lower risk investments such as cash and fixed interest
  • Avoid investments that sound too good to be true, as this is often the case
  • Consider investments that are more tax effective such as Australian shares
  • Contribute more to super as this is one of the most tax effective investment structures available
  • Diversification helps to reduce risk by investing across a range of asset classes

 

Toolkit

 Budget Planner

 Savings & Investment Calculator

 Salary Sacrifice Calculator

 Retirement Gap Calculator

 

See a Bridges Financial Planner

Dnister members are eligible for a complimentary, no-obligation free initial consultation with a qualified Bridges Financial Planner.

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Things you should know
Bridges financial planning Services Pty Limited (Bridges). ABN 60 003 474 977. ASX participant. AFSL No 240837.This is general advice only and has been prepared without taking into account your particular objectives, financial situation and needs. Before making an investment decision based on this information, you should assess your own circumstances or consult a financial planner. In referring members to Bridges, Dnister Ukrainian Credit Co-operative Ltd does not accept liability or responsibility of any act or omission or advice provided by Bridges or its authorised representatives.Part of the IOOF group.
Dnister and Bridges are not registered Tax Agents. You should consider the appropriateness of this information having regard to your individual situation and seek taxation advice from a registered tax agent before making any decision based on the content of this information.
Bridges, the Bridges logo® are registered trademarks of Bridges.