Mortgage serviceability can feel like a frustrating hurdle to clear. But it’s an important safeguard against borrowing too much, particularly in the current interest rate landscape. It’s in the best interests of all parties involved if your mortgage is chugging along with regular repayments being made. Borrowing an amount you don’t have a hope in [...]
The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this latest rate hike increase your monthly repayments? In what will undoubtedly be tough news for many households [...]
As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you? If you’ve been looking at the property market over the last six to 12 months, you probably already know that while property prices have dropped, it’s been a case of slim pickings [...]
As part of our mission to continue supporting our Members and their Communities, an element of the school program gives Dnister the opportunity to visit the schools and playgroups enrolled in the program and hand out our student packs! During our visitations Dnister staff met students and the wonderful, dedicated language teachers, which is [...]
And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has decided to put the official cash rate on hold. But for how long? The decision to keep the official cash rate at 3.60% will be welcomed by homeowners around the country after monthly repayments increased by about $1000 per $500,000 [...]
Due to the upcoming Easter and ANZAC Day Public Holidays, our branches will be trading on the following dates: The Essendon Branch will be closed on Fri 7th April - Good Friday Closed Sat 8th April - Easter Saturday Closed Mon 10th April - Easter Monday Closed Fri 14th April - Ukrainian Good [...]
The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come? The RBA’s latest move takes the cash rate to its highest level since May [...]
International Women’s Day (IWD) is celebrated every year on March 8. This special day is a day to honour and celebrate all social, economic, cultural and political accomplishments of women and acknowledge how far we have come in our struggle for equality, peace and development. The first International Women’s Day in Australia was held in [...]
For Ukrainians around the world, February 24, 2023 marks 365 days since the war in Ukraine began and is a date that won’t be easily forgotten. Consequently, for many individuals and families residing in Ukraine, life changing decisions were made, such as, whether to stay and defend their beloved homeland or to flee to one [...]
This year’s Pako Festa returned in full flight after a few years of smaller low- key celebrations. The event is a true celebration of multicultural diversity and has been running for over 41 yrs. The festival features activities for all ages with, live performances, food, and art all on display from countries from all corners [...]
Renovating is exciting. Having aesthetics and function on point can make your home feel new again. And possibly add to its value should you want to sell or refinance. But we’ve all heard reno horror stories: shonky tradies, budget blowouts and permit nightmares, not to mention the recent supply chain disruptions. So we’ve compiled some [...]
Planning on giving your finances a boost by refinancing your mortgage? Well, you’re not alone. Following a string of rate rises last year, borrowers are refinancing in record numbers, according to PEXA research. And ABS finance and wealth spokesperson, Katherine Keenan, says recent data shows owner-occupier refinancing with different lenders remained at record levels in 2022, above [...]
As you’re probably aware, there’s recently been an increase in the number of data breaches in Australia and it is important for all our members to be aware of cyber risks and best practice to also protect your valuable funds. Protecting our Member’s personal information and transaction details is critical and we invest significantly [...]
Dnister held its 63rd Annual General Meeting on Sunday 6th November 2022 at the Ukrainian Orthodox Church Hall in Essendon. The meeting was well-attended by Members and guests. Greetings from Ukrainian and Latvian Organisations and Community Groups were received acknowledging the support provided to them by Dnister. We thank them for their ongoing support. [...]
Notice is hereby given that the 63rd Annual General Meeting of Dnister Ukrainian Credit Co-operative Limited will be held at: Ukrainian Orthodox Church Hall, 91 Buckley Street, Essendon on Sunday, 6th November 2022 at 1:30pm (AEDT). Registration will commence at 1:00pm and the Meeting will start at 1:30pm. Some useful links and information [...]
