{"id":38472,"date":"2026-07-30T14:04:31","date_gmt":"2026-07-30T04:04:31","guid":{"rendered":"https:\/\/www.dnister.com.au\/?page_id=38472"},"modified":"2026-08-07T11:13:25","modified_gmt":"2026-08-07T01:13:25","slug":"australian-government-5-deposit-scheme","status":"publish","type":"page","link":"https:\/\/www.dnister.com.au\/uk\/australian-government-5-deposit-scheme\/","title":{"rendered":"Australian Government 5% Deposit Scheme"},"content":{"rendered":"

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Australian Government 5% Deposit Scheme<\/h1><\/h1><\/span>
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The 5% Deposit Scheme<\/span> helps you get into your first home sooner, with a smaller deposit and no Lenders Mortgage Insurance (LMI).<\/span><\/span><\/h3>\n<\/div>

<\/i><\/i><\/span>No Lenders Mortgage Insurance<\/span><\/a><\/h2><\/div>
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No LMI required for eligible home loans with under 20% deposit.<\/h3>\n<\/div><\/div><\/div>

<\/i><\/i><\/span>No income caps<\/span><\/a><\/h2><\/div>
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There are no limits to your income when applying.<\/span><\/span>
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<\/i><\/i><\/span>Government-backed guarantee<\/span><\/a><\/h2><\/div>
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You loan is supported by an Australian Government guarantee.<\/h3>\n<\/div><\/div><\/div>

<\/i><\/i><\/span>No waitlist<\/span><\/a><\/h2><\/div>
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You don’t have to wait, apply whenever you are ready.<\/h3>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>
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Own your first home with as little as 5% deposit<\/h1>\n<\/div><\/div><\/div>
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Feel like it’s time for a home of your own? Saving for your first home doesn’t have to be so far away. Being part of the Australian Government 5% Deposit Scheme, we help eligible first home buyers take that first step sooner with a smaller deposit.\u00a0The Government guarantees part of your loan, so you can borrow with a much smaller deposit and skip the Lenders Mortgage Insurance (LMI) costs completely.<\/span><\/h3>\n