Earn up to 5.40% p.a. fixed interest<\/h1>\nLooking for a simple way to help your savings grow with more certainty?\u00a0Lock in a competitive rate\u00a0<\/span>with a Dnister Bank Term Deposit, starting from just $1,000.\u00a0<\/span><\/h2>\nTerms and conditions apply.<\/p>\n<\/div>
Learn more<\/span><\/a><\/div><\/div><\/div>![](\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2026\/08\/iStock-2209540304-300x200.jpg\")
<\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/i><\/div>Loan Products<\/h2><\/a><\/div><\/div>\nDnister offers its members many different options<\/span> and its loan offerings. From Personal Loans, Home Loans through to Equity Access facilities, we have a product that’s right for you. Schedule an appointment with one of our Lending specialists. Book Now ><\/a><\/p>\n<\/div><\/div><\/div><\/i><\/div>Get into your first home sooner<\/h2><\/a><\/div><\/div>\n\nWe\u2019ve got exciting news for you! Dnister is getting ready to join the Australian Government 5% Deposit Scheme<\/strong>, opening up another pathway into home ownership for eligible members. If you\u2019re thinking about buying your first home, our Home Loan Specialists can help you understand what\u2019s possible and plan ahead with confidence. Get in touch today<\/a>. More information, including launch date, coming soon.<\/div>\n<\/div>\n<\/div><\/div><\/div><\/i><\/div>Refer a Friend and earn up to $1,000!<\/h2><\/a><\/div><\/div>\nMany of our members are already benefiting from Dnister\u2019s Refer a Friend program, and now it\u2019s your turn! If you know someone looking for a loan or deposit product, refer them to Dnister and earn together! To find out more information about the program and its benefits\u00a0Click here ><\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/i><\/div>Join the Dnister Board of Directors<\/h2><\/a><\/div><\/div>\n\nCall for nominations.<\/strong> Apply now for a chance to become a Director. The Board plays a vital role in shaping Dnister\u2019s future – guiding our strategy, overseeing performance and helping ensure we continue to serve our members and communities. For eligibility and more details on how to apply, click here ><\/a><\/div>\n<\/div>\n<\/div><\/div><\/div><\/i><\/div>Term Deposits. Certainty you can count on.<\/h2><\/a><\/div><\/div>\n\n\nWhen life feels uncertain, your savings don\u2019t have to be. Secure a guaranteed rate today with Dnister Term Deposit<\/strong>, also backed by the Australian Government, and know exactly what you\u2019ll earn for the things that matter most. Discover current offers ><\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/i><\/div>RBA announcement response<\/h2><\/a><\/div><\/div>\nFollowing the Reserve Bank of Australia (RBA) announcement on 5 May which increased the official cash rate by 0.25% to 4.35% p.a., we have increased our variable home loan interest rates by 0.25% p.a., effective 14 May 2026<\/b>. If you need help as a result of this change, or would like to discuss how this may affect you, please\u00a0contact<\/a><\/u>\u00a0our Member Services team. Interest rates ><\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/h2>\nPayments in your internet banking just got faster!<\/span><\/h1>\nOsko\u00ae – a new way to pay with your Dnister Digital and Mobile Banking App that\u2019s as fast as cash- without the hassle of cash. Dnister is offering an industry wide initiative that allows you to transfer money to your family, friends, colleagues or businesses – REAL TIME!<\/a><\/h2>\n<\/div><\/div><\/div><\/p>\n
<\/p>\n
\n<\/div><\/div><\/div>
<\/i><\/div>Convenient<\/h2><\/div><\/div>There’s no lengthy approvals or sign-up processes, because Osko<\/strong> transactions<\/strong> are completed via your Digital banking or mobile banking app. This will also enable you to send and receive payments between any other participating Financial Institutions.\u00a0 \u00a0![\"\"](\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2026\/03\/Untitled-design.png\")
<\/div><\/div><\/div><\/i><\/div>Fast<\/h2><\/div><\/div>Osko<\/strong> processes payments fast, 24\/7. Even on weekends. Between friends, between businesses and between financial institutions. Goodbye waiting. Hello convenience.<\/p>\n
Terms and conditions apply.<\/p>\n<\/div>
<\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div>Loan Products<\/h2><\/a><\/div><\/div>\nDnister offers its members many different options<\/span> and its loan offerings. From Personal Loans, Home Loans through to Equity Access facilities, we have a product that’s right for you. Schedule an appointment with one of our Lending specialists. Book Now ><\/a><\/p>\n<\/div><\/div><\/div><\/i><\/div>Get into your first home sooner<\/h2><\/a><\/div><\/div>\n\nWe\u2019ve got exciting news for you! Dnister is getting ready to join the Australian Government 5% Deposit Scheme<\/strong>, opening up another pathway into home ownership for eligible members. If you\u2019re thinking about buying your first home, our Home Loan Specialists can help you understand what\u2019s possible and plan ahead with confidence. Get in touch today<\/a>. More information, including launch date, coming soon.<\/div>\n<\/div>\n<\/div><\/div><\/div><\/i><\/div>Refer a Friend and earn up to $1,000!<\/h2><\/a><\/div><\/div>\nMany of our members are already benefiting from Dnister\u2019s Refer a Friend program, and now it\u2019s your turn! If you know someone looking for a loan or deposit product, refer them to Dnister and earn together! To find out more information about the program and its benefits\u00a0Click here ><\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/i><\/div>Join the Dnister Board of Directors<\/h2><\/a><\/div><\/div>\n\nCall for nominations.<\/strong> Apply now for a chance to become a Director. The Board plays a vital role in shaping Dnister\u2019s future – guiding our strategy, overseeing performance and helping ensure we continue to serve our members and communities. For eligibility and more details on how to apply, click here ><\/a><\/div>\n<\/div>\n<\/div><\/div><\/div><\/i><\/div>Term Deposits. Certainty you can count on.<\/h2><\/a><\/div><\/div>\n\n\nWhen life feels uncertain, your savings don\u2019t have to be. Secure a guaranteed rate today with Dnister Term Deposit<\/strong>, also backed by the Australian Government, and know exactly what you\u2019ll earn for the things that matter most. Discover current offers ><\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/i><\/div>RBA announcement response<\/h2><\/a><\/div><\/div>\nFollowing the Reserve Bank of Australia (RBA) announcement on 5 May which increased the official cash rate by 0.25% to 4.35% p.a., we have increased our variable home loan interest rates by 0.25% p.a., effective 14 May 2026<\/b>. If you need help as a result of this change, or would like to discuss how this may affect you, please\u00a0contact<\/a><\/u>\u00a0our Member Services team. Interest rates ><\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/h2>\nPayments in your internet banking just got faster!<\/span><\/h1>\nOsko\u00ae – a new way to pay with your Dnister Digital and Mobile Banking App that\u2019s as fast as cash- without the hassle of cash. Dnister is offering an industry wide initiative that allows you to transfer money to your family, friends, colleagues or businesses – REAL TIME!<\/a><\/h2>\n<\/div><\/div><\/div><\/p>\n
<\/p>\n
\n<\/div><\/div><\/div>
<\/i><\/div>Convenient<\/h2><\/div><\/div>There’s no lengthy approvals or sign-up processes, because Osko<\/strong> transactions<\/strong> are completed via your Digital banking or mobile banking app. This will also enable you to send and receive payments between any other participating Financial Institutions.\u00a0 \u00a0<\/div><\/div><\/div><\/i><\/div>Fast<\/h2><\/div><\/div>Osko<\/strong> processes payments fast, 24\/7. Even on weekends. Between friends, between businesses and between financial institutions. Goodbye waiting. Hello convenience.<\/p>\n
Dnister offers its members many different options<\/span> and its loan offerings. From Personal Loans, Home Loans through to Equity Access facilities, we have a product that’s right for you. Schedule an appointment with one of our Lending specialists. Book Now ><\/a><\/p>\n<\/div><\/div><\/div> Many of our members are already benefiting from Dnister\u2019s Refer a Friend program, and now it\u2019s your turn! If you know someone looking for a loan or deposit product, refer them to Dnister and earn together! To find out more information about the program and its benefits\u00a0Click here ><\/a><\/p>\n<\/div><\/div><\/div> Following the Reserve Bank of Australia (RBA) announcement on 5 May which increased the official cash rate by 0.25% to 4.35% p.a., we have increased our variable home loan interest rates by 0.25% p.a., effective 14 May 2026<\/b>. If you need help as a result of this change, or would like to discuss how this may affect you, please\u00a0contact<\/a><\/u>\u00a0our Member Services team. Interest rates ><\/a><\/p>\n<\/div><\/div><\/div> <\/p>\n <\/p>\n \n<\/div><\/div><\/div>Get into your first home sooner<\/h2><\/a><\/div>
Refer a Friend and earn up to $1,000!<\/h2><\/a><\/div>
Join the Dnister Board of Directors<\/h2><\/a><\/div>
Term Deposits. Certainty you can count on.<\/h2><\/a><\/div>
RBA announcement response<\/h2><\/a><\/div>
<\/h2>\n
Payments in your internet banking just got faster!<\/span><\/h1>\n
Osko\u00ae – a new way to pay with your Dnister Digital and Mobile Banking App that\u2019s as fast as cash- without the hassle of cash. Dnister is offering an industry wide initiative that allows you to transfer money to your family, friends, colleagues or businesses – REAL TIME!<\/a><\/h2>\n<\/div><\/div><\/div>
Convenient<\/h2><\/div>
<\/div><\/div><\/div>Fast<\/h2><\/div>
![\"\"](\"https:\/\/mirror.dnister.com.au\/wp-content\/uploads\/2017\/10\/osko_logo_landscape_black-1-200x65.png\"){kind=logo}
<\/a><\/div><\/div><\/div>![\"\"](\"https:\/\/mirror.dnister.com.au\/wp-content\/uploads\/2017\/10\/payid_wordmark-black-web-200x94.png\")
<\/a><\/div><\/div><\/div>