{"id":9722,"date":"2014-08-27T12:58:42","date_gmt":"2014-08-27T02:58:42","guid":{"rendered":"http:\/\/www.dnister.com.au\/?page_id=9722"},"modified":"2026-04-01T16:31:23","modified_gmt":"2026-04-01T05:31:23","slug":"interest-rates","status":"publish","type":"page","link":"https:\/\/www.dnister.com.au\/uk\/interest-rates\/","title":{"rendered":"Interest Rates"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-background-position:top left;--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-color:#f6f6f6;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:50px;--awb-background-color:#fff;--awb-background-image:linear-gradient(180deg, #f6fbe9 0%,#f6fbe9 100%);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height\" style=\"--awb-bg-color:#f6fbe9;--awb-bg-color-hover:#f6fbe9;--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-border-color:#c7c7ae;--awb-border-style:solid;--awb-margin-bottom:0px;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-title title fusion-title-1 fusion-title-text fusion-title-size-one\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Interest Rates<\/h1><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#f6fbe9;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-1\"><div class=\"fusion-text fusion-text-1\"><\/div>\n<h4>At Dnister, our aim is to provide our Members with competitive rates across our range of products. Alternatively if you are after an interest rate schedule you can download a copy of our <span style=\"color: #5ab5ff;\"><a style=\"color: #5ab5ff;\" href=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2026\/03\/2026-03-23-Loan-and-Overdraft-Interest-Rates-Schedule.pdf\" target=\"_blank\" rel=\"noopener\">Lending<\/a> <\/span>| <span style=\"color: #5ab5ff;\"><a style=\"color: #5ab5ff;\" href=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2026\/04\/2026-04-01-Savings-and-Transactional-accounts-Interest-Rates-Schedule.pdf\">Savings<\/a> <\/span>and<span style=\"color: #5ab5ff;\">\u00a0<a style=\"color: #5ab5ff;\" href=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2026\/03\/2026-03-23-Term-Deposits-Interest-Rates-Schedule.pdf\">Term Deposit<\/a><\/span> Schedules.<\/h4>\n<h4><strong>Like to know more?<\/strong><\/h4>\n<\/div><span class=\"fusion-popover popover-1\" data-animation=\"1\" data-class=\"popover-1\" data-container=\"popover-1\" data-content=\"ph 1800 353 041\" data-delay=\"50\" data-placement=\"top\" data-title=\"Talk to us\" data-toggle=\"popover\" data-trigger=\"hover\"><i class=\"fb-icon-element-1 fb-icon-element fontawesome-icon fa fa-phone circle-yes fusion-text-flow\" style=\"--awb-iconcolor-hover:#0f443d;--awb-circlebordersize:1px;--awb-font-size:15.84px;--awb-width:31.68px;--awb-height:31.68px;--awb-line-height:29.68px;--awb-margin-right:9px;\"><\/i><\/span><div class=\"fusion-text fusion-text-3\"><p><a title=\"Online Enquiry\" href=\"https:\/\/www.dnister.com.au\/uk\/online-enquiry\/\" target=\"_blank\" rel=\"noopener noreferrer\"><\/p>\n<\/div><i class=\"fb-icon-element-2 fb-icon-element fontawesome-icon fa fa-laptop circle-yes fusion-text-flow\" style=\"--awb-iconcolor-hover:#0f443d;--awb-circlebordersize:1px;--awb-font-size:15.84px;--awb-width:31.68px;--awb-height:31.68px;--awb-line-height:29.68px;--awb-margin-right:9px;\"><\/i><div class=\"fusion-text fusion-text-4\"><p><\/a><a title=\"Contact Us\" href=\"https:\/\/www.dnister.com.au\/uk\/contact-us\/\"><\/p>\n<\/div><i class=\"fb-icon-element-3 fb-icon-element fontawesome-icon fa fa-user circle-yes fusion-text-flow\" style=\"--awb-iconcolor-hover:#0f443d;--awb-circlebordersize:1px;--awb-font-size:15.84px;--awb-width:31.68px;--awb-height:31.68px;--awb-line-height:29.68px;--awb-margin-right:9px;\"><\/i><div class=\"fusion-text fusion-text-5\"><p><\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-background-position:top left;--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-color:#C7C7AE;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-background-color:#F6FBE9;--awb-background-image:linear-gradient(180deg, #f6fbe9 0%,#f6fbe9 100%);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height\" style=\"--awb-bg-color:#f6fbe9;--awb-bg-color-hover:#f6fbe9;--awb-bg-image:linear-gradient(180deg, #f6fbe9 0%,#f6fbe9 100%);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-tabs fusion-tabs-1 classic nav-is-justified horizontal-tabs icon-position-left mobile-mode-accordion\" style=\"--icon-color:#0f443d;--icon-active-color:#0f443d;--awb-title-border-radius-top-left:0px;--awb-title-border-radius-top-right:0px;--awb-title-border-radius-bottom-right:0px;--awb-title-border-radius-bottom-left:0px;--awb-inactive-color:#e6e6d2;--awb-title-text-color:#0f443d;--awb-title-active-text-color:#0f443d;--awb-background-color:#f6fbe9;--awb-border-color:#c7c7ae;--awb-active-border-color:#5ab5ff;\"><div class=\"nav\"><ul class=\"nav-tabs nav-justified\" role=\"tablist\"><li class=\"active\" role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-ea55e4b920ee310e41b\" aria-selected=\"true\" id=\"fusion-tab-lending\" href=\"#tab-ea55e4b920ee310e41b\"><h4 class=\"fusion-tab-heading\">Lending <\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-3914890cc14a900de23\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-savings\" href=\"#tab-3914890cc14a900de23\"><h4 class=\"fusion-tab-heading\">Savings<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-710b1d8e4d6ead32fdb\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-investments\" href=\"#tab-710b1d8e4d6ead32fdb\"><h4 class=\"fusion-tab-heading\">Investments<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-content\"><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs nav-justified\" role=\"tablist\"><li class=\"active\" role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-ea55e4b920ee310e41b\" aria-selected=\"true\" id=\"mobile-fusion-tab-lending\" href=\"#tab-ea55e4b920ee310e41b\"><h4 class=\"fusion-tab-heading\">Lending <\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix in active\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-lending\" id=\"tab-ea55e4b920ee310e41b\">\n<h6 class=\"table-1\">Effective date<br \/>\nMonday, 23rd March 2026 (New Loans to Dnister)<br \/>\nTuesday, 24th March 2026 (Existing Loans with Dnister)<\/h6>\n<h6 class=\"table-1\"><\/h6>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\">\n<div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-6\"><p><img decoding=\"async\" class=\"wp-image-31513 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2022\/03\/Simple-Home-Loan-Plus100x100-1.png\" alt=\"\" width=\"133\" height=\"133\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-7\"><h2 id=\"phl\">Simple Home Loan Plus<\/h2>\n<h4>Finance for owner occupied purposes with a minimum loan amount of $200,000. A product with a super low 2 year introductory rate. Both Variable and Fixed rate options available including loan split. An unlimited offset facility includes everyday banking access to manage your funds at your convenience. A redraw facility is available that lets you redraw any surplus amount of $250 or more you have contributed to repayment of the loan. An annual fee applies. Repayments can be made weekly, fortnightly or monthly.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-#F6FBE9 fusion-button-#F6FBE9 button-1 fusion-button-default-span\" target=\"_self\" title=\"Premier Home Loan\" aria-label=\"Premier Home Loan\" href=\"https:\/\/www.dnister.com.au\/uk\/simple-home-loan-plus\/\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th style=\"text-align: left;\">Simple Home Loan Plus Variable Rate <sup>6<\/sup><\/th>\n<th>Owner Occupier Rate<\/th>\n<th>Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2 Years Introductory Loans over $200,000<\/td>\n<td><strong>5.74% p.a.<\/strong><\/td>\n<td>6.50% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th style=\"text-align: left;\">Simple Home Loan Plus Fixed Rate <sup>6\u00a0 \u00a0 \u00a0 \u00a0<\/sup><\/th>\n<th>Owner Occupier Rate<\/th>\n<th>Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2 Years Introductory Loans over $200,000<\/td>\n<td><strong>5.99% p.a.<\/strong><\/td>\n<td>6.55% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th style=\"text-align: left;\">Simple Home Loan Plus Reverting Rate <sup>6\u00a0 \u00a0 \u00a0 \u00a0<\/sup><\/th>\n<th>Owner Occupier Rate<\/th>\n<th>Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rate after 2 Years Introductory Loans over $200,000<\/td>\n<td><strong>6.20% p.a.<\/strong><\/td>\n<td>6.35% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:22%; margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-8\"><p><img decoding=\"async\" class=\"aligncenter wp-image-28531 size-full\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2020\/07\/Simple-Home-Loan-100x100-1.png\" alt=\"\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2020\/07\/Simple-Home-Loan-100x100-1-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2020\/07\/Simple-Home-Loan-100x100-1.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:74%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-9\"><h2 id=\"phl\">Simple Home Loan<\/h2>\n<h4>Finance for owner occupied purposes with a minimum loan amount of $200,000. A simple product with a super low variable rate. An annual fee applies. Repayments can be made weekly, fortnightly or monthly.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-2 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Premier Home Loan\" aria-label=\"Premier Home Loan\" href=\"https:\/\/www.dnister.com.au\/uk\/simple-home-loan\/\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more <\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div>\n<p>&nbsp;<\/p>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th style=\"text-align: left;\">Simple Home Loan Variable Rate <strong><sup>5<\/sup><\/strong><\/th>\n<th>Owner Occupier Rate<\/th>\n<th>Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Loans over $200,000<\/td>\n<td><strong>6.04% p.a.<\/strong><\/td>\n<td>6.43% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-4 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-10\"><p><img decoding=\"async\" class=\"size-full wp-image-9793 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Premier-Home-Loan-100x100.png\" alt=\"Premier-Home-Loan-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Premier-Home-Loan-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Premier-Home-Loan-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-5 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-11\"><h2 id=\"phl\">Premier Home Loan<\/h2>\n<h4>Finance for owner occupied and investment housing properties. An offset facility allows access to your own funds at your convenience. A redraw facility is available that lets you redraw any surplus amount of $250 or more you have contributed to repayment of the loan. Repayments can be made weekly, fortnightly or monthly. Offers either a variable rate or fixed rate up to five (5) years.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-3 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Premier Home Loan\" aria-label=\"Premier Home Loan\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/premier-home-loan\/?portfolioID=6560\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th style=\"text-align: left;\">Premier Home Loan <strong><span style=\"color: #000080;\">Variable<\/span><\/strong> Rates\u00a0<sup>4<\/sup><\/th>\n<th><strong>Owner Occupier Rate<\/strong><\/th>\n<th>Comparison Rate<\/th>\n<th><strong>Investor Rate<\/strong><\/th>\n<th>Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><\/td>\n<td><strong>6.30% p.a.<\/strong><\/td>\n<td>6.35% p.a.<sup>1<\/sup><\/td>\n<td><strong>6.55% p.a.<\/strong><\/td>\n<td>6.60% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<div class=\"table-1\"><div class=\"fusion-text fusion-text-12\"><\/div>\n<div class=\"table-1\">\n<\/div>\n<table width=\"100%\">\n<thead>\n<tr>\n<th>Premier Home Loan\u00a0<strong><span style=\"color: #000080;\">Fixed<\/span>\u00a0<\/strong>Rates<\/th>\n<th><strong>Owner Occupier\u00a0Rate<\/strong><\/th>\n<th>Comparison Rate<\/th>\n<th><strong>Investor\u00a0Rate<\/strong><\/th>\n<th>Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1 year<\/td>\n<td><strong>6.09% p.a.<\/strong><\/td>\n<td>6.36% p.a.<sup>1<\/sup><\/td>\n<td><strong>6.19% p.a.<\/strong><\/td>\n<td>6.60% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<tr>\n<td>2 years<\/td>\n<td><strong>6.04% p.a.<\/strong><\/td>\n<td>6.33% p.a.<sup>1<\/sup><\/td>\n<td><strong>6.12% p.a.<\/strong><\/td>\n<td>6.55% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<tr>\n<td>3 years<\/td>\n<td><strong>6.22% p.a.<\/strong><\/td>\n<td>6.36% p.a.<sup>1<\/sup><\/td>\n<td><strong>6.27% p.a.<\/strong><\/td>\n<td>6.56% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<tr>\n<td>4 years<\/td>\n<td><strong>6.27% p.a.<\/strong><\/td>\n<td>6.37% p.a.<sup>1<\/sup><\/td>\n<td><strong>6.33% p.a.<\/strong><\/td>\n<td>6.56% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<tr>\n<td>5\u00a0years<\/td>\n<td><strong>6.33% p.a.<\/strong><\/td>\n<td>6.40% p.a.<sup>1<\/sup><\/td>\n<td><strong>6.57% p.a.<\/strong><\/td>\n<td>6.65% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-6 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-13\"><p><a href=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/05\/Standard-Home-Loan-150x150.png\"><img decoding=\"async\" class=\"size-full wp-image-9795 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Standard-Home-Loan-100x100.png\" alt=\"Standard-Home-Loan-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Standard-Home-Loan-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Standard-Home-Loan-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div>\u00a0<div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-7 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-14\"><h2 id=\"shl\">Standard\u00a0Home Loan<\/h2>\n<p><a name=\"2\"><\/a><\/p>\n<h4>Finance for owner occupied and investment housing properties. Repayments can be made weekly, fortnightly or monthly.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-4 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Standard Home Loan\" aria-label=\"Standard Home Loan\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/standard-home-loan\/?portfolioID=6560\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><strong>\u00a0<\/strong><\/p>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th style=\"text-align: left;\">Standard Home Loan <strong><span style=\"color: #000080;\">Variable<\/span>\u00a0<\/strong>Rates<\/th>\n<th><strong>Owner Occupier Rate<\/strong><\/th>\n<th>Comparison Rate<\/th>\n<th><strong>Investor Rate<\/strong><\/th>\n<th>\u00a0Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><\/td>\n<td><strong>6.35% p.a.<\/strong><\/td>\n<td>6.40% p.a.<sup>1<\/sup><\/td>\n<td><strong>6.93% p.a.<\/strong><\/td>\n<td>6.98% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-8 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-15\"><p><img decoding=\"async\" class=\"size-full wp-image-9788 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Interest-Only-Home-Loan-100x100.png\" alt=\"Interest-Only-Home-Loan-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Interest-Only-Home-Loan-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Interest-Only-Home-Loan-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-9 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-16\"><h2>Interest Only Loans<\/h2>\n<h4>As the title implies, you are only required to meet the monthly interest costs during the term of the loan. The loan term is restricted to 5 years with clearance in full at the end of the approved term.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-5 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Interest Only Loans\" aria-label=\"Interest Only Loans\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/interest-only-loan\/?portfolioID=3530\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th style=\"text-align: left;\"><\/th>\n<th><strong>Owner Occupier Rate<\/strong><\/th>\n<th>Comparison Rate<\/th>\n<th><strong>Investor Rate<\/strong><\/th>\n<th>\u00a0Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Interest Only Loan Variable Rate<\/td>\n<td><strong>6.75% p.a.<\/strong><\/td>\n<td>6.84% p.a.<sup>1<\/sup><\/td>\n<td><strong>6.60% p.a.<\/strong><\/td>\n<td>6.69% p.a.<sup>1<\/sup><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-10 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> \u00a0 \u00a0 <div class=\"fusion-text fusion-text-17\"><p><img decoding=\"async\" class=\"size-full wp-image-9786 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Equity-Access-100x100.png\" alt=\"Equity-Access-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Equity-Access-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Equity-Access-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-11 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-18\"><h2><\/h2>\n<h2>Equity Access Facility<\/h2>\n<h4>Allows you to access the equity you have built up in your home to take that long awaited overseas holiday, renovate your home or buy a new car. In fact, you can use the funds for any worthwhile purpose.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-6 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Equity Access\" aria-label=\"Equity Access\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/equity-access\/?portfolioID=3530\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>Equity Access Facility<\/td>\n<td><strong>8.47% p.a.<\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-12 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-19\"><\/div>\n<div class=\"table-1\">\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-13 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-20\"><p><img decoding=\"async\" class=\"size-full wp-image-9794 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Premier-Personal-Loan-100x100.png\" alt=\"Premier-Personal-Loan-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Premier-Personal-Loan-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Premier-Personal-Loan-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-14 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-21\"><h2>Premier Personal\u00a0Loan<\/h2>\n<h4>Secured personal loan for any approved purpose for amounts up to $100,000. A free redraw facility is available that lets you redraw any surplus amount you have contributed to repayment of the loan in excess of $250. Repayments can be made weekly, fortnightly or monthly.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-7 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Premier Personal Loan\" aria-label=\"Premier Personal Loan\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/premier-personal-loan\/?portfolioID=8783\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th style=\"text-align: left;\">Variable Rate secured by Goods or Real Estate<\/th>\n<th>Rate<\/th>\n<th>\u00a0Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><\/td>\n<td><strong>\u00a07.52% p.a.<\/strong><\/td>\n<td>8.20% p.a.<sup>2<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-15 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-22\"><p><img decoding=\"async\" class=\"alignnone size-full wp-image-9791 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Personal-Loan-100x100.png\" alt=\"Personal-Loan-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Personal-Loan-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Personal-Loan-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-16 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-23\"><h2>Personal\u00a0Loan<\/h2>\n<h4>Unsecured personal loan for any approved purpose for amounts up to $100,000. Repayments can be made weekly, fortnightly or monthly.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-8 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Personal Loan\" aria-label=\"Personal Loan\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/personal-loan\/?portfolioID=8783\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th>Unsecured Personal Loan Variable Rate<\/th>\n<th>Rate<\/th>\n<th>\u00a0Comparison Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: right;\">\u00a0From<\/td>\n<td><strong>\u00a09.67% p.a.<\/strong><\/td>\n<td>10.36% p.a.<sup>3<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"table-1\">\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-17 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-24\"><p><img decoding=\"async\" class=\"size-full wp-image-9798 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Personal-Overdraft-100x1001.png\" alt=\"Personal-Overdraft-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Personal-Overdraft-100x1001-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Personal-Overdraft-100x1001.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-18 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-25\"><h2>Personal Overdraft<\/h2>\n<h4>A lending facility that permits drawings against a savings account where credit funds are not available and will cause the account to overdraw. Monthly repayments are the greater of $20 or 2% of the month end closing balance.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-9 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Personal Overdraft\" aria-label=\"Personal Overdraft\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/personal-overdraft\/?portfolioID=3530\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>Secured Overdraft Variable Rate &#8211; secured by Goods Mortgage or Real Estate<\/td>\n<td><strong>11.68% p.a.<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Unsecured Overdraft Variable Rate<\/td>\n<td><strong>16.57% p.a.<\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<p>&nbsp;<\/p>\n<div class=\"table-1\">\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-19 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-26\"><p><img decoding=\"async\" class=\"alignnone size-full wp-image-9782 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Business-Loan-100x100.png\" alt=\"Business-Loan-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Business-Loan-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Business-Loan-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-20 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-27\"><h2>Business Loans<\/h2>\n<h4>Finance the purchase or other capital requirements of a business or business investment. Variable rate applies and the facility is repayable over an agreed term not exceeding 15 years. Overdraft facility is also available where repayments are the greater of $20 or 2% of the month end closing balance of the account.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-10 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Business Loans\" aria-label=\"Business Loans\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/business-loan\/?portfolioID=3530\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>Business Loan (Variable Rate)<\/td>\n<td><strong>8.15% p.a<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Business Loan (Fixed Rate)<\/td>\n<td><strong>Available on application<\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-21 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-28\"><p><img decoding=\"async\" class=\"size-full wp-image-9781 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Business-Interest-Loan-100x100.png\" alt=\"Business-Interest-Loan-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Business-Interest-Loan-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Business-Interest-Loan-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-22 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-29\"><h2>Business Interest Only Loans<\/h2>\n<h4>As the title implies, you are only required to meet the monthly interest costs during the term of the loan. The loan term is restricted to 12 months with clearance in full at the end of the approved term.<\/h4>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-11 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Business Loans\" aria-label=\"Business Loans\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/business-loan\/?portfolioID=3530\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>Business Interest Only Loan (Variable Rate)<\/td>\n<td><strong>8.35% p.a<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Business Interest Only Loan (Fixed Rate)<\/td>\n<td><strong>Available on application<\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<p>&nbsp;<\/p>\n<h2>Business Overdraft<\/h2>\n<h4>A lending facility that permits drawings against a savings account where credit funds are not available and will cause the account to overdraw. Monthly repayments are the greater of $20 or 2% of the month end closing balance.<\/h4>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>Secured Overdraft Variable Rate &#8211; secured by Goods Mortgage or Real Estate<\/td>\n<td><strong>10.92% p.a<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Unsecured Overdraft<\/td>\n<td><strong>16.70% p.a<\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2><\/h2>\n<div class=\"table-1\">\n<div class=\"table-1\">\n<div class=\"table-1\">\n<p>&nbsp;<\/p>\n<p>Dnister is continually looking for opportunities to reduce our carbon footprint and as part of our ongoing commitment to sustainability Interest Rate Notices will be published in the Australian Financial Review. Alternatively, Members can view their statements for rate change notices or online via\u00a0<a href=\"https:\/\/www.dnister.com.au\/uk\/online-banking\/\">Internet Banking<\/a>.<\/p>\n<h6><sup>1<\/sup>\u00a0The comparison rate is calculated on the basis of a secured loan of $150,000 over a term of 25 years.<\/h6>\n<h6><sup>2<\/sup>\u00a0The comparison rate is calculated on the basis of a secured loan of $10,000 over a term of 3 years.<\/h6>\n<h6><sup>3<\/sup>\u00a0The comparison rate is calculated on the basis of an unsecured loan of $10,000 over a term of 3 years.<\/h6>\n<h6>WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers or loan offset accounts, are not included in the comparison rates, but may influence the cost of the loan.<\/h6>\n<h6><sup>4 <\/sup>PREMIER &#8211; The offer is available for new loan amounts of $20k or more, excluding internal refinances, and with a maximum LVR of 95% plus LMI. The loan establishment fee of $500 is waived. Loans must be funded within 30 days of the date of our offer document unless we agree otherwise. Dnister reserves the right to withdraw this offer at any time and it cannot be used in conjunction with any other offer. Terms and conditions, including fees and charges, apply.<\/h6>\n<h6><strong><sup>5 <\/sup><\/strong>SIMPLE Home Loan &#8211; The offer is available for new loan amounts of $200k or more, excluding internal refinances, and with a maximum LVR of 95% plus LMI. An annual fee of $395 applies. The loan establishment fee is waived. Loans must be funded within 30 days of the date of our offer document unless we agree otherwise. Dnister reserves the right to withdraw this offer at any time and it cannot be used in conjunction with any other offer. Terms and conditions, including fees and charges, apply..<\/h6>\n<h6><strong><sup>6 <\/sup><\/strong>SIMPLE Home Loan Plus &#8211; The offer is available for new borrowings and refinances from other financial institutions (excluding internal refinances) for minimum loan amounts of $200k or more. Upon expiry of the 2 year introductory rate the interest rate will revert to our Premier Owner Occupied Home Loan Variable Rate special applicable at that time. Borrow up to a maximum LVR of 95% plus LMI, Debt to Income (DTI) &lt;=6, Net Income Surplus (NIS) $2,400 &amp; Net Disposable Income (NDI) &gt; 1.00:1. An annual fee of $395 applies. The loan establishment fee is waived. Loans must be funded within 30 days of the date of our offer document unless we agree otherwise. Dnister reserves the right to withdraw this offer at any time and it cannot be used in conjunction with any other offer. Terms and conditions, including fees and charges, apply.<\/h6>\n<\/div>\n<div class=\"table-1\">\n<h6>Applications are subject to Dnister credit assessment criteria. Interest rates are subject to change without notice and should be verified with your local branch. Terms and conditions, including fees and charges, apply. For full details on our products and an analysis of your personal requirements, please arrange for an appointment with one of our friendly lending staff by contacting your local Dnister branch or visit www.dnister.com.au.<\/h6>\n<\/div>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs nav-justified\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-3914890cc14a900de23\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-savings\" href=\"#tab-3914890cc14a900de23\"><h4 class=\"fusion-tab-heading\">Savings<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-savings\" id=\"tab-3914890cc14a900de23\">\n<h6 class=\"table-1\">Effective date: Monday, 23th February 2026<\/h6>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-23 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-30\"><p><img decoding=\"async\" class=\"aligncenter wp-image-28539 size-full\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2020\/07\/Max-Saver-100x100-1.png\" alt=\"\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2020\/07\/Max-Saver-100x100-1-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2020\/07\/Max-Saver-100x100-1.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-24 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-31\"><div class=\"fusion-text fusion-text-31\"><\/div>\n<h2>Max Saver<\/h2>\n<p>An at call account offering a standard rate, plus a higher bonus interest if you have a minimum deposit of $1,500 per month and maximum withdrawals of $1,000 per month (maximum 4 withdrawals per month). In addition, an introductory rate applies for a limited period upon account opening. Interest is calculated daily and paid monthly. Maximum account balance $1,000,000. Only available for personal accounts with a limit of one account per member.<\/p>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-12 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"iSaver\" aria-label=\"iSaver\" href=\"https:\/\/www.dnister.com.au\/uk\/max-saver\/\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-text fusion-text-33\"><\/div><div class=\"fusion-text fusion-text-34\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>$1 and over<\/td>\n<td><strong>0.05% p.a. &#8211; Base Rate<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Deposit $1,000 per month, withdraw up to $1,000 per month<\/td>\n<td><strong>4.60% p.a. &#8211; Bonus Rate<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>With Bonus Interest<\/strong><\/td>\n<td><strong>4.65% p.a.<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Special<\/strong> with additional introductory 0.10% bonus rate for 1 month for new accounts<\/td>\n<td><strong><strong>4.75% p.a.<\/strong><\/strong>\u00b9<\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-25 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-35\"><p><img decoding=\"async\" class=\"alignnone size-full wp-image-9789 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/iSaver-100x100.png\" alt=\"iSaver-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/iSaver-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/iSaver-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-26 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-36\"><\/div><div class=\"fusion-text fusion-text-37\"><h2>iSaver &#8211; \u00a0online account<\/h2>\n<p>Higher variable interest iSaver account allows Members who enjoy the freedom of electronic banking to save at a high rate of return. This product is available to Members who have registered for internet banking.<\/p>\n<p>Product features include:<div class=\"fusion-text fusion-text-37\"><\/div><\/p>\n<\/div><div class=\"fusion-text fusion-text-39\"><p>&gt; Interest is calculated daily and paid monthly from your very first dollar<\/p>\n<\/div><div class=\"fusion-text fusion-text-40\"><\/div><div class=\"fusion-text fusion-text-41\"><p>&gt; Deposit or withdraw money via online banking at any time<\/p>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-13 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"iSaver\" aria-label=\"iSaver\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/isaver\/?portfolioID=8768\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<tbody>\n<tr>\n<td>Variable Interest on entire balance $1 and over &#8211; <strong>special<\/strong> <strong>introductory interest rate for 3 months<\/strong><\/td>\n<td>\u00a04<strong>.25% p.a.\u00b2<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Variable interest on entire balance $1 and over<\/td>\n<td>\u00a0<strong>1.55% p.a.<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-27 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-42\"><p><img decoding=\"async\" class=\"alignnone size-full wp-image-9780 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Bonus-Saver-100x100.png\" alt=\"Bonus-Saver-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Bonus-Saver-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Bonus-Saver-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-28 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-43\"><\/div><div class=\"fusion-text fusion-text-44\"><h2>Bonus Saver<\/h2>\n<p>Be rewarded for saving! Earn extra variable interest if you have a minimum deposit of $20 per month and make no withdrawals. Interest is calculated daily and paid monthly.<\/p>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-14 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Bonus Saver\" aria-label=\"Bonus Saver\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/bonus-saver\/?portfolioID=8768\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>$1 and over<\/td>\n<td><strong>0.05% p.a. &#8211; Base Rate<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Deposit $20 per month with no withdrawals<\/td>\n<td><strong>4.50% p.a. &#8211; Bonus Rate<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>With Bonus Interest\u00a0<\/strong><\/td>\n<td><strong>4.55% p.a.<\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-29 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-45\"><p><img decoding=\"async\" class=\"alignnone size-full wp-image-9790 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Pensioner-Savings-100x100.png\" alt=\"Pensioner-Savings-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Pensioner-Savings-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Pensioner-Savings-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-30 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-46\"><\/div><div class=\"fusion-text fusion-text-47\"><h2>Pensioner Savings<\/h2>\n<p>An account designed specifically for age pensioners and paying high rates of variable interest. The rates apply on a stepped basis to each component of the overall account balance. Interest is calculated on the minimum monthly balance and paid monthly. These rates are for single account holders. Pensioners can also access their funds through Cuecard at ATMs or EFTPOS. Cheque book facilities also available.<\/p>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-15 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Pensioner Savings\" aria-label=\"Pensioner Savings\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/pensioner-savings\/?portfolioID=8757\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>$1 &#8211; $75,000 on the proportion of balance in this range<\/td>\n<td><strong>2.40% p.a.<\/strong><\/td>\n<\/tr>\n<tr>\n<td>$75,001 and over on the proportion of balance in this range<\/td>\n<td><strong>2.90% p.a.<\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"table-1\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-31 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-48\"><p><img decoding=\"async\" class=\"alignnone size-full wp-image-9787 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Everyday-Access-100x100.png\" alt=\"Everyday-Access-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Everyday-Access-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Everyday-Access-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-32 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-49\"><\/div><div class=\"fusion-text fusion-text-50\"><h2>Everyday Access<\/h2>\n<p>This account can be accessed via personal banking, use of a cheque book or CUECARD or Visa Debit Card at ATM&#8217;s or EFTPOS. Variable interest is calculated on the minimum monthly balance and paid monthly.<\/p>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-16 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Everyday Access\" aria-label=\"Everyday Access\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/everyday-access\/?portfolioID=8757\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>$1 and over<\/td>\n<td><strong>0.00% p.a.<\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-33 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-51\"><p><img decoding=\"async\" class=\"alignnone size-full wp-image-9784 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Community-Access-100x100.png\" alt=\"Community-Access-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Community-Access-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Community-Access-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-34 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-52\"><h2>Community Access<\/h2>\n<p>A special purpose community account can be accessed via personal banking, use of a cheque book or with a CUECARD or Visa Debit Card at ATM&#8217;s or EFTPOS. Variable interest is calculated on the minimum monthly balance and paid monthly. Enjoy transactional fee free banking for eligible community organisations with the additional benefit of receiving <strong>Dnister Benefit Contributions*<\/strong><\/p>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-17 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Community Access\" aria-label=\"Community Access\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/community-access\/?portfolioID=8757\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<tbody>\n<tr>\n<td>$1 and over<\/td>\n<td><strong>0.00% p.a.<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-35 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-53\"><p style=\"text-align: center;\"><a href=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Community-Saver-100x100.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-9785\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Community-Saver-100x100.png\" alt=\"Community-Saver-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Community-Saver-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Community-Saver-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/a><\/p>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-36 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\">\n<div class=\"fusion-text fusion-text-54\"><h2>My Community Saver<\/h2>\n<p>Reward yourself with a high rate variable interest savings account with the additional reward of a <strong>Dnister Benefit Contribution*<\/strong> to your nominated favourite community group.<\/p>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-18 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Community Saver\" aria-label=\"Community Saver\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/community-saver\/?portfolioID=8768\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>$1 and over<\/td>\n<td><strong>1.55% p.a.<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>*Dnister Benefit Contribution<\/strong><\/td>\n<td><strong>0.77% p.a.<sup>3<\/sup><\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<h2>Unauthorised Overdrawn Accounts<\/h2>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td>All accounts<\/td>\n<td><strong>12.74% p.a.<\/strong><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<h6>\u00b9 Max Saver bonus interest is applied to your end of month interest earned if you have a) deposited a minimum of $1,000 into your account, b) did not exceed 4 withdrawals during that month, and c) did not exceed withdrawing $1,000 in that month. The Introductory Rate applies for a period of one month upon account opening. Dnister reserves the right to withdraw this offer at any time. Interest rates are subject to change without notice and should be verified with your local branch.<\/h6>\n<h6>\u00b2 iSaver special offer &#8211; The special introductory variable interest rate is available to new and existing Members who open a new account, with a limit of one new account per member. At the end of the 3 month period, the interest rate reverts to the standard iSaver variable rate applicable at the time. Dnister reserves the right to withdraw this offer at any time. Terms and conditions, including fees and charges, apply. Full details are available on application or visit www.dnister.com.au.<\/h6>\n<h6><sup>3<\/sup> Dnister Benefit Contribution &#8211; Dnister pays a contribution based on the applicable rate and daily balance of a My Community Saver Account. This contribution is paid into the nominated eligible community organisation&#8217;s Community Access Account. The amount is paid in July after the end of each financial year.<\/h6>\n<h6>All interest rates, which are quoted on a per annum (pa) basis, are subject to change without notice and should be verified with your local branch. Fees, charges, terms and conditions may apply. For full details on our products and an analysis of your personal requirements, please arrange for an appointment with one of our friendly staff by contacting your local Dnister branch.<\/h6>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs nav-justified\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-710b1d8e4d6ead32fdb\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-investments\" href=\"#tab-710b1d8e4d6ead32fdb\"><h4 class=\"fusion-tab-heading\">Investments<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-investments\" id=\"tab-710b1d8e4d6ead32fdb\">\n<h6 class=\"table-1\">Effective date<br \/>\nMonday, 23rd March 2026 (New Deposits with Dnister, Existing Deposits with Dnister at Next Maturity)<\/h6>\n<p>&nbsp;<\/p>\n<div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-37 fusion_builder_column_inner_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"> <div class=\"fusion-text fusion-text-55\"><p><img decoding=\"async\" class=\"alignnone size-full wp-image-9796 aligncenter\" src=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Term-Deposit-100x100.png\" alt=\"Term-Deposit-100x100\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Term-Deposit-100x100-66x66.png 66w, https:\/\/www.dnister.com.au\/wp-content\/uploads\/2014\/07\/Term-Deposit-100x100.png 100w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/p>\n<\/div> <div class=\"fusion-clearfix\"><\/div><\/div><\/div> <div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-38 fusion_builder_column_inner_3_4 3_4 fusion-three-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:75%;width:calc(75% - ( ( 4% ) * 0.75 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-56\"><h2>Fixed Term Deposits<\/h2>\n<p>A minimum deposit of $1,000 will get you started. The interest rate is on a per annum basis, calculated daily.<sup>1<\/sup><\/p>\n<p>Contact Dnister for interest rates on amounts over $1,000,000.<\/p>\n<\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-19 fusion-button-default-span\" style=\"--button_accent_color:rgba(0,0,0,.5);--button_accent_hover_color:#333333;--button_border_hover_color:#333333;--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:rgba(255, 255, 255, 0.15);--button_gradient_bottom_color_hover:rgba(255, 255, 255, 0.15);\" target=\"_self\" title=\"Fixed Term Deposits\" aria-label=\"Fixed Term Deposits\" href=\"https:\/\/www.dnister.com.au\/uk\/portfolio-items\/term-deposits\/\"><i class=\"fa fa-chevron-right awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Find out more<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n<h2>Current Special Offers<\/h2>\n<div class=\"table-1\">\n\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th align=\"left\">Term Interest<br \/>\nFrequency<\/th>\n<th align=\"left\">Rate p.a.<br \/>\nMaturity<\/th>\n<th align=\"left\">Rate p.a.<br \/>\nMonthly\u00b2<\/th>\n<\/tr>\n<tr>\n<th align=\"left\"><strong>6 months<\/strong><\/th>\n<th align=\"left\"><strong>4.75%<\/strong><\/th>\n<th align=\"left\"><strong>4.65%<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td align=\"left\"><strong>12 months<\/strong><\/td>\n<td align=\"left\"><strong>5.00%<\/strong><\/td>\n<td align=\"left\"><strong>4.90%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"table-1\">\n<h2 class=\"table-1\">All\u00a0Term Deposits<\/h2>\n<\/div>\n\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th align=\"left\">Term<\/th>\n<th align=\"left\">Rate p.a.<\/th>\n<th align=\"left\">Rate p.a.<\/th>\n<\/tr>\n<tr>\n<th align=\"left\">Interest Frequency<\/th>\n<th align=\"left\">Maturity<\/th>\n<th align=\"left\">Monthly\u00b2<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td align=\"left\">1 month<\/td>\n<td align=\"left\">1.60%<\/td>\n<td align=\"left\">1.50%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2 months<\/td>\n<td align=\"left\">1.90%<\/td>\n<td align=\"left\">1.80%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">3 months<\/td>\n<td align=\"left\">4.50%<\/td>\n<td align=\"left\">4.40%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">4 months<\/td>\n<td align=\"left\">4.10%<\/td>\n<td align=\"left\">4.00%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">5 months<\/td>\n<td align=\"left\">4.10%<\/td>\n<td align=\"left\">4.00%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">6 months<\/td>\n<td align=\"left\">4.75%<\/td>\n<td align=\"left\">4.65%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">7 months<\/td>\n<td align=\"left\">4.20%<\/td>\n<td align=\"left\">4.10%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">8 months<\/td>\n<td align=\"left\"><strong>4.30%<\/strong><\/td>\n<td align=\"left\"><strong>4.20%<\/strong><\/td>\n<\/tr>\n<tr>\n<td align=\"left\">9 months<\/td>\n<td align=\"left\">3.80%<\/td>\n<td align=\"left\">3.70%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">10 months<\/td>\n<td align=\"left\">3.85%<\/td>\n<td align=\"left\">3.75%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">11 months<\/td>\n<td align=\"left\">3.95%<\/td>\n<td align=\"left\">3.85%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">12 months<\/td>\n<td align=\"left\"><strong>5.00%<\/strong><\/td>\n<td align=\"left\"><strong>4.90%<\/strong><\/td>\n<\/tr>\n<tr>\n<td align=\"left\">18 months<\/td>\n<td align=\"left\">4.70%<\/td>\n<td align=\"left\">4.60%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">24 months<\/td>\n<td align=\"left\">4.70%<\/td>\n<td align=\"left\">4.60%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<div class=\"table-1\">\n<h6><sup>1<\/sup> Early redemption for Fixed Term Deposits requires 31 days&#8217; notice as agreed to by us, and will incur penalty interest up to 2.00% pa or the rate equivalent to the declared rate where the interest rate for the deposit is under 2.00% pa.<br \/>\nThe minimum withdrawal is 50% of the total term deposit balance.<br \/>\nAll interest rates, which are quoted on a per annum (pa) basis, are subject to change without notice and should be verified with your local branch. Fees, charges, terms and conditions may apply.\u00a0 For full details on our products and an analysis of your personal requirements, please arrange for an appointment with one of our friendly staff by contacting your local Dnister branch.<\/h6>\n<h6><sup>\u00b2<\/sup> Interest payable to Dnister nominated savings account.<\/h6>\n<h6>All interest rates, which are quoted on a per annum (pa) basis, are subject to change without notice and should be verified with your local branch. Fees, charges, terms and conditions may apply. For full details on our products and an analysis of your personal requirements, please arrange for an appointment with one of our friendly staff by contacting your local Dnister branch.<\/h6>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-background-image:linear-gradient(180deg, #f6fbe9 0%,#f6fbe9 100%);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-57\"><p><!--more--><\/p>\n<p><!--more--><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-9722","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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