{"id":32888,"date":"2023-02-08T16:16:34","date_gmt":"2023-02-08T05:16:34","guid":{"rendered":"https:\/\/www.dnister.com.au\/?p=32888"},"modified":"2023-02-08T16:16:34","modified_gmt":"2023-02-08T05:16:34","slug":"time-to-refinance-your-mortgage","status":"publish","type":"post","link":"https:\/\/www.dnister.com.au\/uk\/time-to-refinance-your-mortgage\/","title":{"rendered":"Time to refinance your mortgage?"},"content":{"rendered":"

Planning on giving your finances a boost by refinancing your mortgage?<\/p>\n

Well, you\u2019re not alone. Following a string of rate rises last year, borrowers are refinancing in record numbers, according to\u00a0PEXA research<\/a>. And ABS finance and wealth spokesperson, Katherine Keenan, says recent data shows owner-occupier refinancing with different lenders remained at\u00a0record levels in 2022<\/a>, above $12 billion.<\/p>\n

For many, mortgage repayments take the biggest chunk of the household budget which has become increasingly stretched by the rising cost of living. So, now may be a good time to give your mortgage a thorough look over.<\/p>\n

We\u2019ll fill you in on why it may be a good idea to refinance your mortgage, what to look out for, and how you can get a helping hand with our special cash back offer!^<\/p>\n

Why refinance?<\/h3>\n

If it\u2019s been a while since you\u2019ve revisited your mortgage, you could be paying a higher interest rate than you need to.<\/p>\n

Lenders like to offer all the bells, whistles, and better rates to new customers in a bid to get their business.\u00a0And if your fixed-rate mortgage good times are about to stop rolling, you too could get in on the new customer woo-fest and shop around for a better interest rate.<\/p>\n

With the right offer, it can really pay off \u2013 refinancers saved on average $1,524 per year, according to\u00a02022 PEXA data<\/a>.\u00a0Over three years, that adds up to an extra $4,572 in your pocket for renovations, savings, extra repayments, or whatever you like.\u00a0And you don\u2019t always need to move to another lender to see savings. You could refinance or negotiate with your existing lender.<\/p>\n

Ditch the hassle<\/h3>\n

We know the ins and outs of refinancing and can help find the most suitable hassle free loan for you. So if you\u2019d like to know more, get in touch today on 1800 353 041 and arrange to speak with a lending specialist or book an appointment online<\/a>.<\/p>\n

Disclaimer:<\/strong> The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. In providing you with this information you should consider the appropriateness of this advice with regard to your particular financial situation and needs. We advise that you carefully read our Product Disclosure Statement and Financial Services Guide before acquiring a product. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.
\n^ To view full Terms and Conditions on this product please\u00a0click here<\/a>.\u00a0 Applications are subject to Dnister credit assessment criteria. Interest rates are subject to change without notice and should be verified with your local branch. Terms and conditions, including fees and charges, apply. For full details on our products and an analysis of your personal requirements, please arrange for an appointment with one of our friendly lending staff by contacting your local Dnister branch.<\/h6>","protected":false},"excerpt":{"rendered":"

Planning on giving your finances a boost by refinancing your mortgage? Well, you\u2019re not alone. Following a string of rate rises last year, borrowers are refinancing in record numbers, according to\u00a0PEXA research. And ABS finance and wealth spokesperson, Katherine Keenan, says recent data shows owner-occupier refinancing with different lenders remained at\u00a0record levels in 2022, above […]<\/a><\/p>\n","protected":false},"author":12,"featured_media":32935,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[],"class_list":["post-32888","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general"],"yoast_head":"\nTime to refinance your mortgage? - Dnister Bank<\/title>\n<meta name=\"description\" content=\"Stay up to date with news and community events including Time to refinance your mortgage? at Dnister's website.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dnister.com.au\/uk\/time-to-refinance-your-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"uk_UA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Time to refinance your mortgage? 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