Smarter, safer, and designed with our members in mind.

Our modern digital platform is built to meet the evolving needs of our members. Whether you’re an individual managing your everyday banking or a business or community group handling more complex transactions, Dnister Digital Banking delivers a secure, user-friendly experience backed by powerful new features.

You can access Dnister Digital Banking online via internet banking or by downloading the Dnister Digital App on your mobile device – giving you the freedom to bank wherever and whenever it suits you. The Digital Banking service is provided to our members free!

One Interface.
Every Platform.

No more switching between different layouts or hunting for features. Our new design ensures that whether you’re using your smartphone, tablet, or desktop, you’ll enjoy the same clean, user-friendly interface—making banking easier, faster, and more familiar.

How to Prepare!

To ensure a smooth transition and uninterrupted access:

  • Make sure you know your Online Banking password

  • Have your Member Number ready

  • Be prepared to download the latest app version from your app store once it becomes available

If you do not know your Member Number or Online Banking password, please contact our friendly Member Services team on 1800 353 041.

Whats new in Digital Banking?

intuitive navigation, improved accessibility, and dark mode support.

biometric login (fingerprint or face), multi-factor authentication, and device management.

Manage PayID®, Osko® Payments,
PayTo® Agreements, Confirmation of Payee*.

ability to reset passwords in real-time upon log in and as required. This feature requires for security questions to be set prior.

available across both digital solutions, which is new to the Mobile Banking App.

notify Dnister of overseas travel via the App or Online Banking by adding travel dates, country, and contact details.

contact Dnister support securely from both online banking and App.

quick actions to help manage your loan, request payment changes, interest details and more.

Download iOS App

Quick and secure access at your fingertips.
Ideal for banking on the go via your smartphone device.

Download Android App

Quick and secure access at your fingertips.
Ideal for banking on the go via your smartphone device.

Internet Banking

Seamless and customisable banking in one place. Ideal for banking on your laptop or desktop computer.

The new Digital Banking platform – Confirmation of Payee enabled.

Confirmation of Payee is an industry-wide service designed to help protect you from scams or mistakenly sending money to the wrong account.

When paying an individual or business via BSB and account number, the account name, BSB, and account number you entered will be matched against the account details held by the recipient’s bank, which will then show you a match outcome.

The match outcome can help a payer decide to proceed or not and as a result, help you feel more confident that your money is going where you intend it to.

To find out more about Confirmation of Payee, visit Australian Payments Plus  

Frequently Asked Questions

Our members asked for better digital tools – and we listened. The new Digital Banking platform was designed from the ground up to:

  • Improve functionality and speed across mobile and internet banking services
  • Simplify batch and multi-signatory processes for businesses and community organisations
  • Enhance self-service capabilities, freeing you up to go about your business and reducing the need for support calls

These improvements weren’t possible within the limitations of the old app.

The new digital platform provides an omni channel experience, with one interface, every platform. Improving user experience.

Our New Digital Banking Platform is packed with new features for our members.

  • Modern App & desktop design – intuitive navigation, improved accessibility, and dark mode support.
  • Quick Balance & Siri access – check balances instantly, even by using your voice.
  • Enhanced security – biometric login (fingerprint or face), multi-factor authentication, and device management.
  • Streamlined Navigation –  find what you need quickly with simplified menus and smart shortcuts.
  • Real-time fast payments uplift (NPP) – Manage PayID®, Osko® Payments, PayTo® Agreements, Confirmation of Payee*.
  • *Confirmation of Payee – an industry-wide service designed to help protect you from scams or mistakenly sending money to the wrong account. (CoP) service checks the name of the person or business you intend to pay against the account details you enter.
  • Personalisation – set quick balances, save preferences, choose dashboard images, and customise your banking experience.
  • Secure messaging – contact Dnister support securely from both online banking and App.
  • Password reset – ability to reset passwords in real-time upon log in and as required. This feature requires for security questions to be set prior.
  • Loan Management tools – quick actions to help manage your loan, request payment changes, interest details and more.
  • eStatements – available across both digital solutions, which is new to the Mobile Banking App.
  • Transaction Limits – giving you further insight and control into your transactional limits, allowing you to manage your limits as required.

The current app doesn’t support Confirmation of Payee (CoP). To comply with new security and industry regulations and to protect members from fraud, payments must now be made through our new Digital Banking platform, which includes CoP functionality.

External payment functionality will be impacted from Wendesday 29th October once the CoP functionality is enabled. This means, payments outside of Dnister will not be available and an error will be shown on the current app.

CoP is a security feature that checks the name on the account and BSB you’re paying matches the name you entered. It helps prevent fraud and mistaken payments by confirming you’re sending money to the right person or business.

Yes. To comply with industry-wide security standards and protect our members from fraud, CoP must be implemented. This means payments can only be made through platforms that support it—like our new app.

The new app will be available for downloading on both the Apple App Store and Google Play.

Depending on your current setup, you may experience one of two upgrade methods:

  1.  Download from App Store

Download the new App version from your respective App Store to replace your old App.

  1. In-place Auto Upgrade

Your current setup might have auto updates enabled. This means, that the new version will automatically replace the old App. All your data and access channels remain intact, with a seamless transition.

Yes, you’ll still be able to view your account details and transaction history. However, any actions involving payments will need to be done through the new app or online banking.

Absolutely. The new app has enhanced security features, including CoP and biometric login.

We understand change can be inconvenient. But CoP is now an industry standard for secure payments. The new app not only supports CoP—it also delivers the improved experience our members have been asking for.

You’ll receive a clear message letting you know payments are no longer supported and guiding you to the new app.

You’ll need to log in and verify your identity to register to the new app for the first time, but your account details will remain the same. To register, you will need your member number and online banking password. Once registered, you will be prompted to customise your experience by setting up quick balance accounts and setting security questions which will enable you to reset your own online banking password at any given time should you forget it again in the future. The setup is quick and secure.

To ensure a smooth transition and uninterrupted access:

  • Make sure you know your Online Banking password
  • Have your Member Number ready
  • Be prepared to download the latest app version from your app store once it becomes available

If you do not know your Member Number or Online Banking password, please contact our friendly Member Services team on 1800 353 041.

Absolutely, our member services team is available to help you through the process.

We strongly encourage all members to move to the new app to continue making payments securely. The current app will no longer support external payments once CoP is enabled.